If you already hold a mortgage you may be paying more than you need to; particularly if you have been with your existing lender long after your initial deal came to an end.
At PCH Independent we appreciate the need to regularly review your mortgage in order to ensure you are benefiting from the most cost effective mortgage product given your circumstances and requirements.
By contacting ourselves a friendly and experienced adviser will be able to confirm, within a matter of minutes if you could be saving money on your mortgage payments.
A remortgage replaces an existing mortgage loan secured on the property with a completely new mortgage.
A homeowner who owns their property outright can also remortgage their home in order to raise funds for numerous purposes: such as home improvements, DEBT CONSOLIDATION (such as loans and credit cards), buying another property for investment purposes or simply treating themselves to the holiday of a lifetime.
At PCH Independent we can offer advice and provide a recommendation for the most suitable and competitive remortgage product based on your situation and requirements. Many lenders offer free legal and survey services as part of their remortgage package and our advisers are able liase with all the parties concerned to ensure the process is a smooth and efficient one.
If you require advice in this area please complete our enquiry form and a friendly, qualified adviser will contact you shortly.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
For mortgage advice we can charge a fee of typically £400 or we can receive commission from the lender.
PCH Independent is a trading name of Neal Holloway, who is an appointed representative of Sage Financial Services, which is authorised and regulated by the Financial Services Authority.
Sage Financial Services is entered on the FSA register (http://www.fsa.gov.uk/register) under reference 150452.
The information and content of this website is intended for UK consumers only and is subject to the UK regulatory regime. The FSA do not regulate will writing services and some forms of mortgages and tax planning.
Principal - Neal Holloway, 27 Stanton Street, Ashbourne, Derbyshire DE6 1SH.